Thank you GEICO for sponsoring this post.
Besides owning a home, your car purchase will probably be the most significant expense you’ll make in your life.
There is no greater feeling than driving off the lot with your new car. A sense of pride and accomplishment always seems to be the two words that come to mind. Whether the vehicle is new or old, it’s still a great feeling!
But with a new car purchase, always comes a new set of responsibilities that you need to be prepared to take on. Here are a few tips for making your next purchase. These can apply to anyone making their first purchase or their fifth. Being smart and responsible always makes sense!
Being honest with your finances is the first and most important step to take. You need to analyze what you can realistically afford. Let’s face it, “adulting” is hard and it comes with a lot of responsibility, bills and unexpected expenses. Spending the majority of your paycheck on a car payment is not wise.
I recently purchased a brand new 2018 car, but before making this big purchase, I set down and went through all my monthly bills and made sure if a new car – and all the expenses that go with it- was something I could add on my plate. Luckily it was, and I feel comfortable with my new monthly payments.
Research, research, research!! Before purchasing my new car, I knew exactly the features, body style and brand I wanted. The internet is a great tool to use and will help you out in obtaining reviews, ratings and even virtual tours of the car you’re interested in purchasing.
Knowing what you want and what you’ll settle for, regarding pricing or features, is a great foundation to have when entering a dealership. Being prepared will help you get the best the deal and save you and the salesperson time- because car buying can be a nightmare if you’re not knowledgeable.
DON'T FEEL PRESSURED
When I purchased my car, I got lucky and got a fantastic salesperson. I never once felt pressured and obligated to buy anything. I was informed every step of the way and felt like he cared about providing me with the best service. Unfortunately, not all car salespeople are the same.
Never feel pressured into buying a car. Acquiring debt and monthly payments is something you need be 100% sure about and ready to take on. At the same time, please don’t waste a salesperson’s time if you’re not genuinely prepared to purchase a car. When I signed all my paperwork, I knew I was making the right decision and was happy with everything. That’s the feeling you should have when driving off with a new car.
PICK THE RIGHT COLOR
A simple color choice may not seem that important, but in the long run, it makes a big difference. For me, there is nothing more beautiful and sexier than a black car! Unfortunately, when it comes to vehicles, black is synonymous with high maintenance!
When I was at the dealership, I was going back and forth with deciding between the gunmetal grey or black color. I must’ve driven the poor salesman crazy from my indecisiveness. I asked five random guys at the dealership what they would get (customers and salespeople), and they all unanimously said: avoid black- unless I was committed to washing my car at least once a week, maybe more.
A shiny freshly clean black car is gorgeous, but add pollen, dust and even fingerprints, and it’s a different story. As much as I want to fool myself into thinking I’m going to keep up with the cleaning, I know I won’t. In the end, I chose the gunmetal color- which turned out to be the best decision. I don’t need the added stress or car wash expense.
All cars require maintenance, whether it’s an oil change, pumping the right gas, keeping it clean or fixing any issues as soon as they arise, keeping up and taking care of your car is extremely important. Luckily, the car I purchased let’s me know if anything is wrong with my car. For example, last week, the low tire pressure light came on. I got the problem fixed as soon as it happened. Sometimes addressing the issue immediately will not only avoid major headaches but also save you money.
I get my car washed every two weeks and make sure I keep it clutter free. There is nothing better than getting in a nice clean car every morning. I also try to be smart with my gas and can sometimes make it last for two weeks!
Here are a few tips on how to save on gas.
Being mindful of your driving can not only save your life but the lives of others on the road.
We’ve all been guilty of speeding or sometimes reckless driving. We sometimes forget that driving is a privilege and we need to be careful when operating a car. So many things can go wrong in a blink of an eye. One of the worst things you can do is use your phone while driving.
A big issue our generation struggles with is the ability to put our phones down. When I purchased my car, one of the selling features was the hands-free phone option. Which is something I use often! I talk on the phone, text and even use my map app without having to touch my phone. I no longer text and drive, and the maps app syncs and displays on my car dashboard. Not everyone has these features, so we need to learn to put our phones away and pay full attention to the road and be mindful of others.
You’ve purchased your new car, now what? Insurance!
Every state in the United States has minimum auto insurance laws. Most states require at least some type of liability insurance to protect other drivers on the road. In my lifetime, I’ve been in three car accidents. Only one was my fault
Being protected not only brings you peace of mind but also prevents an awful situation from becoming worse! Choosing the right car insurance company can seem overwhelming since there are so many factors involved when making that decision.
Here is an excellent article all about insuring your first car.
GEICO is known primarily for low rates offered directly to consumers online and over the phone. When it comes to car insurance, GEICO is the real deal. In 2015, GEICO became the second largest auto insurance company in the United States! But did you know that GEICO is more than car insurance? They insure from homeowners to travel and even pet insurance.
Take a look at everything they insure here.
Are you thinking of purchasing a new car soon?
Some discounts, coverages, payment plans and features are not available in all states, in all GEICO companies, or in all situations. Homeowners, renters and condo coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc. GEICO is a registered service mark of Government Employees Insurance Company, Washington, D.C. 20076; a Berkshire Hathaway Inc. subsidiary.
Hopefully, these tips will make your next car purchase a fun and memorable experience, as it was for me!
I was selected for this opportunity as a member of CLEVER and the content and opinions expressed here are all my own.